Should
you decide to proceed with your purchase from
the UK then insofar as legal services are concerned
our in-house lawyers are able to attend to the
sale and purchase procedure up to completion in Spain by way of Power of Attorney. Please see below the link to Paula Basham’s firm Whiskers in the UK who are able to provide services not only in connection to the Power of Attorney for those in the UK unable to attend to legal matters in Spain but also for those who require a UK Will made and are unable to leave Spain. Should you require a Spanish Will Paula can take your instructions and put you in touch with an English speaking lawyer local to her office.
Axar
Properties are pleased to follow a similar purchase
procedure to that in the UK by requiring the
sellers to complete a standard list of enquiries
and our lawyers will make the usual pre-contract
enquiries of local authorities, ensuring that
there are no charges registered against the
property. Attending to “exchange of contracts”
and “completion” procedure in a
similar way that you are used to in the UK.
Our lawyers will also correspond with you by
email or letter keeping you up-dated throughout
the sale and purchase procedure, as you are
used to dealing with lawyers in the UK !!
The
property purchase system in Spain is regulated
to a point, however, there could be a lifetime
of difficulties for a prospective purchaser
who seeks redress through the Court system for
failing to make enquiries and/or relying upon
verbal advice. You must be confident that the
terms of your Contract are correct, understood
and that your deposit is in safe hands !
Paula has English speaking Spanish lawyers available Monday to Friday however should you only be able to attend to matters over a weekend an appointment can be made for you. Failing this when you return to the UK Whiskers Solicitors can prepare a Power of Attorney for you should you wish to appoint someone in Spain to attend to legal matters for you.
Mortgage
Axar Properties SL has a panel of Banks recommended for their percentage of loan to value of property, customer service and quality of care. Please ask for more information. Mortgages can be obtained up to 100% of the value of the property at a low mortgage rate.
Insurance
It is recommended that you obtain insurance from the date of completion ie. the day you sign your Title Deeds, the Escritura which will be signed at the Notary office. If you require more information relating to Buildings Insurance or Contents insurance please contact one of our offices for the telephone number of an English Insurance Agent offering competitive rates.
You
have worked hard for your money and your investment
should be secure please contact one of our offices and
speak either to myself or to one of our lawyers
for a FREE pre-purchase discussion, for your
peace of mind!